Personal loans · $100 – $5,000 · all credit types considered
Check my options
$100 – $5,000 · as soon as the next business day, if approved
256-bit SSL · won't affect your credit score · free
- Not a lender
- Free to ask
- No effect on your credit score
- No obligation
The last stretch before payday is the steepest.
One short form for $100 to $5,000. Lenders in our network take it from there. RidgePremium is not a lender.
How it works
Three peaks, one ridgeline.
- 1
Send one short form
A few minutes on your phone.
- 2
Lenders review it
Lenders in our network each decide whether to make an offer.
- 3
You read the terms
Accept only if it suits you. If approved, funds can arrive as soon as the next business day.
The week before payday
Day by day, it adds up.
- MonRent's out. The account looks thin.
- TueFridge half full, plan half made.
- WedA bill email you leave unopened.
- ThuBus fare or lunch. Not both.
- FriThe car makes a brand new noise.
- SatDoing the sums one more time.
If your week reads like this, you can ask for $100 to $5,000 with one form. A lender decides. If approved, funds can arrive as soon as the next business day.
See my optionsWhy RidgePremium
One clear line across the month.
Not a lender
We send your request to lenders. They make the decisions.
Free, no strings
No fee to ask. No obligation to accept anything.
Terms before signing
The lender shows its APR, fees and due dates first.
Questions
Before you start.
Is RidgePremium a lender?
No. RidgePremium is not a lender. We send your request to lenders in our network, and each lender decides whether to make an offer.
Will checking my options affect my credit score?
No, checking your options won't affect your credit score. A lender may run its own credit check as part of considering your request.
What amounts can I request?
From $100 to $5,000. The lender decides what it can offer you.
Is there a fee to use RidgePremium?
No. Sending a request costs nothing.
When could funds reach my account?
As soon as the next business day, if approved. The lender tells you its timing before you sign.
Do I have to accept an offer?
No. You can read an offer and walk away. Nothing is final until you sign with a lender.